We have in place certain physical, electronic, contractual and managerial safeguards to protect the security and privacy of your personal information, including credit card information. When you enter your personal information on our websites, we use Secure Sockets Layer (SSL) technology to protect your information as it is transmitted, and all credit card information is encrypted. In addition, you may take steps to help ensure the security of your transaction. First, make sure you are accessing our secure server before you submit personal financial information. To verify that SSL is active, look at the lower left-hand corner of your browser for an unbroken key or a closed lock symbol (depending upon your browser). To double-check for security, look at the URL (address) displayed in your browser. If you have accessed a secure server, the first characters of the address in that line should change from "http" to "https."